What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. A Home Insurance Claim: To File Or Not To File Learn when it may not make sense to file a claim on your home insurance. Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.