More Than a Paycheck Full Size Version Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.