A Quick Look at the Basics of Medicare
What is Medicare?

Medicare is Health Insurance for:
- People Age 65 or older
- Certain people under 65 with disabilities
What are the Different Parts of Medicare?

Medicare Part A (Hospital Insurance) helps cover:
- Inpatient Care in Hospitals
- Skilled Nursing Facility Care
- Hospice Care
- Home Health care

Medicare Part B (Medical Insurance) Helps Cover:
- Services from Doctors and Other Health Care Providers.
- Outpatient Care
- Home Health Care
- Durable Medical Equipment
- Many Preventive Services

Medicare Part C (Medicare Advantage):
- Includes all benefits and services covered under Part A and Part B
- Run by Medicare-approved private insurance companies that follow rules set by Medicare
- Usually includes Medicare prescription drug coverage (Part D) as part of the plan
- Plans have a yearly limit on your out-of-pocket costs for medical services
- May include extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost

Medicare Part D (Medicare Prescription Drug Coverage):
- Helps cover the cost of prescription drugs
- Run by Medicare-approved drug plans that follow rules set by Medicare
- May help lower your prescription drug costs and help protect against higher costs in the future
What Are My Medicare Coverage Choices?
There are 2 main ways to get your Medicare coverage --- Original Medicare or a Medicare Advantage Plan.
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